MISDESCRIPTION, NON-DISCLOSURE AND ALTERATION CLAUSE

The policy is extended to include the following paragraph  :
-    Notwithstanding the provisions of Excluded any alteration made by or known to an officer responsible for insurance of the Insured in the trade or processes of manufacture carried on at the Situation; or any alteration made by or known to an officer responsible for insurance of the Insured in the nature of the occupation or other circumstances effecting the Insured Property; whereby the risk of Damage shall have been materially increased unless a responsible officer of the Insurer shall have first been notified of any such alteration and the Insured shall have agreed to pay any additional premium required by the Insurer.

-    The Insured shall not be prejudiced by any unintended or inadvertent error, omission or misdescription of the risk, interest or Property Insured under the Policy, incorrect declaration of value, failure to advise the Insurer of any change of risk, interest of Property Insured, failure to comply with any statutory requirement or failure to advise any acquisition of interest, risk or property, provided that the Insured’s officer responsible for insurance shall, upon becoming aware of any such unintended or inadvertent act, error or omission, inform the Insurer as soon as reasonably practicable and that the Insured shall, upon request, pay any reasonable extra premium to the Insurer from the date of the increase in risk in connection with :
(a)    Any alteration made by or known to an officer responsible for insurance of the Insured in the trade or processes of manufacture carried on at the Situation ; or
(b)    Any alteration made by or known to an officer responsible for Insurance of the Insured in the nature of the occupation or other circumstances affecting the Insured Property.

OPTION 2
Clause 6.3 of the policy is extended to include the following paragraph  :

Notwithstanding the provisions of Excluded circumstances 6.3.1  and 6.3.2 the Insured shall not be prejudiced by any unintended or inadvertent error, omission or misdescription of the risk, interest or Property Insured under the Policy, incorrect declaration of value, failure to advise the Insurer of any change of risk, interest of Property Insured, failure to comply with any statutory requirement or failure to advise any acquisition of interest, risk or property, provided that the Insured’s officer responsible for insurance shall, upon becoming aware of any such unintended or inadvertent act, error or omission, inform the Insurer as soon as reasonably practicable and that the Insured shall, upon request, pay any reasonable extra premium to the Insurer from the date of the increase in risk.

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