If the property and/or interest hereby insured shall, at the time of loss or damage covered under this Policy be collectively of greater value than the Sum Insured thereon, then the Insured shall be considered as being his own Insurer for the difference and shall bear a rateable proportion of the loss accordingly.
Every item, if more than one, of this Policy shall be separately subject to this condition.
Every item, if more than one, of this Policy shall be separately subject to this condition.