This policy does not insure against
loss or damage caused by any of the following, regardless of any other cause or
event contributing concurrently or in any other sequence to the loss or damage:
1.
hostile or warlike action in time of peace or
war, including action in hindering, combating or defending against an actual,
impending or expected attack :
a)
by any government or sovereign power (de jure
or de facto), or by any authority maintaining or using military, naval of air
forces; or
b)
by military, naval or air forces; or
c)
by an agent of any such government, power,
authority or forces;
it being understood
that any discharge, explosion or use of any weapon of war employing nuclear
fission or fusion shall be conclusively presumed to be such a hostile or
warlike action by such a government, power, authority or forces
2.
insurrection, rebellion, revolution, civil
war, usurped power, or action taken by governmental authority in hindering,
combating or defending against such an occurrence
3.
mutiny, civil commotion rising to the level of or amounting to a popular rising except
for Indonesia as per endorsement n° 13, military rising, insurrection,
rebellion, revolution, civil war, usurped power; or action taken by
governmental authority in hindering, combating or defending against such
occurrences
I think that people, living in any country, doesn't have to be at risk because of policy. It is really pity to watch how people die or get hurt because of problems in a government.
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