It is hereby declared and agreed that this Policy, subject to its terms, limitations and conditions, extends to cover liability arising out of Flood (excluding Act of God), water and fumes.
Penjelasan: Flood di sini bukan banjir yang sifatnya bencana alam, tetapi banjir lokal. Contoh: Karena kebocoran saluran pipa yang ada di dalam Premise.
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Penjelasan: Flood di sini bukan banjir yang sifatnya bencana alam, tetapi banjir lokal. Contoh: Karena kebocoran saluran pipa yang ada di dalam Premise.
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There are many cases of flood nowadays and people have to be insured in this case by government. And, I think, it is not only about floods caused by people's mistakes, it is also about nature floods
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